Price beat guarantee
EFTPOS terminals at the cheapest rates in the market.
Custom merchant rates for every client — because a café doing 400 small taps a day shouldn't be on the same structure as a restaurant doing 60 large bills. Send us your current statement and we'll show you exactly what you'd save.
No obligation · We'll tell you honestly if you're already on a good rate
What you get
- Custom rate built around your turnover and card mix
- Price beat guarantee on any genuine written quote
- Integrated with your POS — no re-keying totals
- Pay at the table with portable WiFi & 4G terminals
- Tap, chip, Apple Pay & Google Pay supported
- Compliant surcharging configured correctly
- 24/7 Australian support on the same line as your POS
Why one advertised rate is meaningless
Your rate should be built around your venue
Average transaction size
A $6 coffee and a $180 dinner bill cost very different amounts to process. A flat percentage that looks cheap on big bills can be expensive on small ones — and the other way around.
Your card mix
Debit, credit, premium rewards cards and international cards all carry different interchange costs. The right structure depends on what your customers actually tap.
Monthly turnover
Volume gives us leverage. The more you process, the sharper the rate we can negotiate on your behalf — and we re-check it as your venue grows.
- 01
Send us a recent statement
WhatsApp a photo or PDF of one recent merchant statement. That single document shows your real effective rate — which is almost always different from the headline rate you were quoted.
- 02
We work out what you're actually paying
We calculate your true cost of acceptance including terminal rental, monthly fees, minimum charges and any per-transaction costs. Plenty of venues discover the fees around the rate cost more than the rate itself.
- 03
You get a written comparison
A side-by-side of what you pay now versus what you'd pay with us, in writing. If we can't beat it, we'll say so — you'll still walk away knowing exactly what your payments cost.
Integrated, not just sitting beside the till
The amount goes straight from the POS to the terminal
When staff re-key a total into a standalone terminal, mistakes happen — and they surface at 11pm when the banking doesn't balance. An integrated terminal takes the amount from the order, so the number is right every time and payments reconcile against sales automatically.
See how the POS terminal works →Integrated vs standalone
No re-keying totals
The amount comes from the order, not from someone's fingers
Automatic reconciliation
Card takings match your sales report without manual matching
Faster at the counter
One less step in every single transaction
Split bills handled properly
Split by item, seat or amount — the terminal follows the POS
What rate will I actually pay?＋
There's no single published number, because a fair rate depends on your monthly turnover, average transaction size and card mix. We price each venue individually — a high-volume café doing lots of small taps needs a different structure to a restaurant doing fewer, larger bills. Send us a recent merchant statement and we'll quote your venue specifically.
How does the price beat guarantee work?＋
Show us a genuine written quote or your current merchant statement from another provider. If their effective rate beats ours on a like-for-like basis, we'll beat it. If we can't, we'll tell you honestly that you're already on a good deal rather than waste your time.
Do the terminals integrate with RestoMate POS?＋
Yes. Integrated terminals take the amount straight from the POS, so staff never re-key a total — which removes the most common cause of end-of-day banking discrepancies. Payments reconcile automatically against your sales.
Can I take payment at the table?＋
Yes. Portable WiFi and 4G terminals pair with handheld tablets for full pay-at-table, including split bills, tipping prompts and compliant surcharging.
Do I have to switch my bank?＋
No. Your settlement account stays wherever it is. We're arranging the merchant facility and terminal, not your business banking.
Is there a lock-in contract on the terminal?＋
Terms vary by provider and by the rate structure you choose. We'll put the term, any early exit costs and the full fee schedule in writing before you sign anything — no surprises buried in a PDS.
Can I pass the surcharge on to customers?＋
Yes, and the terminal handles it correctly. Australian rules require any surcharge to reflect your actual cost of acceptance, and we'll configure it so you stay compliant rather than guessing at a flat percentage.
Merchant rates, terminal fees and contract terms are set by the acquiring provider and depend on your business profile, turnover and card mix. Rates quoted are subject to application and approval. Our price beat guarantee applies to genuine written quotes or merchant statements on a like-for-like basis. Full terms are provided in writing before you sign anything.
Find out what you're really paying
Send us one recent merchant statement on WhatsApp and we'll come back with a written comparison — and beat it if we can.
No lock-in contracts · No hidden fees · 48-hour setup · 24/7 Australian phone support